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DTSTART;TZID=America/New_York:20261021T113000
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SUMMARY:Village Tavern: Roth Conversions: Worth the Tax Bill?
DESCRIPTION:Free Retirement LUNCH Seminar\n\n\n\nUnderstand the tax tradeoff before making a decision.\n\n\n\nA Roth conversion generally means paying income tax on previously untaxed retirement savings in the year you convert. The potential benefit comes later: qualified Roth IRA withdrawals can be free of federal income tax. \n\n\n\nJoin Asset Guard for an educational seminar about how Roth conversions work\, what to consider\, and why the decision depends on your retirement plans and tax situation. \n\n\n\n\n\n\n\n\n\n\n\nOctober 21 | 11:30 AMVillage Tavern | Winston Salem*Complimentary Meal Included\, no obligation \n\n\n\n\n\n\nRESERVE MY SEAT + MEAL\n\n\n\n\n\n\nThis educational event is designed for adults age 50+ who are retired or approaching retirement and live in the Triad area. Spouses and retirement-age guests are welcome. \n\n\n\n\n\n\n\n\n\nWHO SHOULD ATTEND?\n\n\n\nThis event may be helpful if you: \n\n\n\n\nAre retired or approaching retirement\n\n\n\nHave savings in a traditional IRA or an eligible employer retirement plan\n\n\n\nWant to understand the difference between Roth contributions and conversions\n\n\n\nWant to learn how taxes may affect retirement withdrawals\n\n\n\nHave heard about Roth conversions but aren’t sure how they work\n\n\n\n\n\n\nWHAT YOU’LL LEARN:\n\n\n\n\nWhat a Roth conversion is and how it differs from a Roth IRA contribution\n\n\n\nWhy a conversion can create taxable income in the conversion year\n\n\n\nWhat makes a Roth IRA withdrawal qualified for federal income tax-free treatment\n\n\n\nWhy timing\, income\, and the amount converted matter\n\n\n\nHow the money used to pay conversion taxes fits into the decision\n\n\n\nWhy converting all\, some\, or none of an eligible account requires careful consideration\n\n\n\nQuestions to discuss with a qualified tax professional before moving forward\n\n\n\n\n\n\nEvent Schedule\n\n\n\n\n11:15a \n\n\n\nDoors open\, check in and order dinner. \n\n\n\n11:30a \n\n\n\nPresentation begins \n\n\n\n12:15p \n\n\n\n Q&A \n\n\n\n12:30p \n\n\n\nPresentation concludes \n\n\n\n\nWhat Is a Roth Conversion?\n\n\n\nA Roth conversion moves eligible retirement money into a Roth IRA. It changes how that money is treated for tax purposes. \n\n\n\nA conversion is different from making a new annual contribution. Understanding that difference is an important first step. \n\n\n\nThe Tax Cost Comes First\n\n\n\nThe previously untaxed portion generally becomes taxable income for the year of the conversion. That cost needs to be considered alongside any potential future benefit. \n\n\n\nA conversion should be reviewed in the context of the full tax picture\, rather than considered on its own. \n\n\n\nThe Decision Belongs in a Bigger Plan\n\n\n\nRetirement income needs\, other savings\, access to money\, and the time before withdrawals begin all belong in the conversation. \n\n\n\nThis seminar will help you understand the questions to ask before deciding whether a conversion may fit your circumstances. \n\n\n\n\n\nPRESENTER\n\n\n\nMike Carpenter\, Sr.\n\n\n\nMike Carpenter is the Owner and CEO of Asset Guard\, Inc. With over 35 years of experience helping individuals and families prepare for retirement\, Mike focuses on making complex financial topics easier to understand. His educational presentations are designed to help retirees and pre-retirees ask better questions\, understand their options\, and make more informed decisions about their financial future. \n\n\n\n\n\n\n\n\n\n\n\nReserve Your Complimentary Seat\n\n\n\nSeating and meals are limited. \n\n\n\n\n	Village TavernOctober 12 @ 1:38 am  EDT \n	\n	\n	\n    \n\n	    \n    \n        Registrations are closed for this event \n        \n        	\n\n\n\n\n\n\n\n\n\nThis event is provided for general educational and informational purposes and is not intended as individualized investment\, insurance\, legal\, or tax advice. Investing involves risk\, including the possible loss of principal. Past performance does not guarantee future results. Individual circumstances and results vary. Asset Guard does not provide legal or tax advice. Please consult qualified legal or tax professionals regarding your individual circumstances. Please read our privacy policy and terms of use for more information.
URL:https://assetguardnc.com/event/village-tavern-261021/
LOCATION:Village Tavern\, 2000 Griffith Rd\, Winston Salem\, North Carolina\, 27103\, United States
CATEGORIES:Educational Retirement Planning Events,Educational Seminar about Roth IRAs and Conversions in Retirement,Retirement Planning Lunch Seminars in Winston Salem NC
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