BEGIN:VCALENDAR VERSION:2.0 PRODID:-//Asset Guard, Inc. of Winston Salem, Lewisville, Greensboro, High Point North Carolina - ECPv6.17.5.1//NONSGML v1.0//EN CALSCALE:GREGORIAN METHOD:PUBLISH X-WR-CALNAME:Asset Guard, Inc. of Winston Salem, Lewisville, Greensboro, High Point North Carolina X-ORIGINAL-URL:https://assetguardnc.com X-WR-CALDESC:Events for Asset Guard, Inc. of Winston Salem, Lewisville, Greensboro, High Point North Carolina REFRESH-INTERVAL;VALUE=DURATION:PT1H X-Robots-Tag:noindex X-PUBLISHED-TTL:PT1H BEGIN:VTIMEZONE TZID:America/New_York BEGIN:DAYLIGHT TZOFFSETFROM:-0500 TZOFFSETTO:-0400 TZNAME:EDT DTSTART:20250309T070000 END:DAYLIGHT BEGIN:STANDARD TZOFFSETFROM:-0400 TZOFFSETTO:-0500 TZNAME:EST DTSTART:20251102T060000 END:STANDARD BEGIN:DAYLIGHT TZOFFSETFROM:-0500 TZOFFSETTO:-0400 TZNAME:EDT DTSTART:20260308T070000 END:DAYLIGHT BEGIN:STANDARD TZOFFSETFROM:-0400 TZOFFSETTO:-0500 TZNAME:EST DTSTART:20261101T060000 END:STANDARD BEGIN:DAYLIGHT TZOFFSETFROM:-0500 TZOFFSETTO:-0400 TZNAME:EDT DTSTART:20270314T070000 END:DAYLIGHT BEGIN:STANDARD TZOFFSETFROM:-0400 TZOFFSETTO:-0500 TZNAME:EST DTSTART:20271107T060000 END:STANDARD END:VTIMEZONE BEGIN:VEVENT DTSTART;TZID=America/New_York:20261006T180000 DTEND;TZID=America/New_York:20261006T190000 DTSTAMP:20260925T190334Z CREATED:20260901T145700Z LAST-MODIFIED:20260925T190334Z UID:10000214-1791309600-1791313200@assetguardnc.com SUMMARY:Plan Beyond the Headlines DESCRIPTION:Free Retirement Dinner Seminar\n\n\n\nRetirement planning is about more than today’s market news.\n\n\n\nMarket changes are a normal part of investing. But when retirement is getting closer\, or withdrawals have already begun\, market ups and downs can raise concerns. This seminar is designed to help you better understand how market risk may affect retirement income\, withdrawals\, taxes\, and long-term planning. \n\n\n\n\n\n\n\n\n\n\n\nOctober 6 & 8 | 6:00 PMSteak Street | High Point*Complimentary Meal Included\, no obligation \n\n\n\n\n\n\nRESERVE MY SEAT + MEAL\n\n\n\n\n\n\nThis educational event is designed for adults age 50+ who are retired or approaching retirement and live in the Triad area. Spouses and retirement-age guests are welcome. \n\n\n\n\n\n\n\n\n\nWHO SHOULD ATTEND?\n\n\n\nThis event may be helpful if you: \n\n\n\n\nAre retired or approaching retirement\n\n\n\nHave money in an IRA or 401(k)\n\n\n\nWant to learn more about retirement income options\n\n\n\nWant to better understand the relationship between market risk and retirement income\n\n\n\n\n\n\nWHAT YOU’LL LEARN:\n\n\n\n\nWhy market losses can affect retirement differently once withdrawals begin\n\n\n\nWhat “sequence of returns risk” means in plain language\n\n\n\nWhy retirement income planning involves more than watching an account balance\n\n\n\nHow growth\, income\, liquidity\, insurance needs\, taxes\, and legacy planning may serve different purposes\n\n\n\nWhy Social Security and other income sources belong in the larger retirement conversation\n\n\n\nQuestions to consider when reviewing the level of investment risk in a retirement plan\n\n\n\nHow emotional decisions during volatile markets can affect long-term planning\n\n\n\nWhat you may want to review before the next period of market uncertainty\n\n\n\n\n\n\nEvent Schedule\n\n\n\n\n5:45p \n\n\n\nDoors open\, check in and order dinner. \n\n\n\n6:00p \n\n\n\nPresentation begins \n\n\n\n6:45p \n\n\n\n Q&A \n\n\n\n7:00p \n\n\n\nPresentation concludes \n\n\n\n\nA Market Prediction Isn’t A Retirement Plan\n\n\n\nNobody knows exactly what the market will do next. \n\n\n\nRetirement planning should not depend on guessing when the next downturn will happen\, how long it will last\, or what the market will do afterward. \n\n\n\nA thoughtful retirement plan considers more than investment performance. It may also need to account for income needs\, withdrawals\, access to money\, taxes\, Social Security\, insurance\, healthcare\, longevity\, and the amount of investment risk that makes sense for your circumstances. \n\n\n\nRetirement Changes the Conversation\n\n\n\nWhile you’re working and saving\, market declines may mean continuing to contribute and waiting for markets to recover. \n\n\n\nRetirement can be different. \n\n\n\nOnce withdrawals begin\, the timing of market returns may become more important. A retirement plan may also need to support current income while keeping enough flexibility for future expenses and changing circumstances. \n\n\n\nThat doesn’t automatically mean getting out of the market. It doesn’t mean moving everything into one type of product either. \n\n\n\nIt means understanding what each part of your retirement plan is intended to do and how the pieces may work together. \n\n\n\nYour Retirement Plan Has More Than One Job\n\n\n\nGrowth matters\, but it isn’t the only consideration in retirement. \n\n\n\nYour plan may also need to address where income will come from\, how accessible your money needs to be\, how much investment risk you’re comfortable taking\, how withdrawals may affect taxes\, when Social Security may fit into the picture\, and how insurance or legacy goals fit with everything else. \n\n\n\n\n\nPRESENTER\n\n\n\nMike Carpenter\, Sr.\n\n\n\nMike Carpenter is the Owner and CEO of Asset Guard\, Inc. With over 35 years of experience helping individuals and families prepare for retirement\, Mike focuses on making complex financial topics easier to understand. His educational presentations are designed to help retirees and pre-retirees ask better questions\, understand their options\, and make more informed decisions about their financial future. \n\n\n\n\n\n\n\n\n\n\n\nReserve Your Complimentary Seat\n\n\n\nSeating and meals are limited. \n\n\n\n\n Plan Beyond the HeadlinesOctober 6 @ 6:00 pm – 7:00 pm EDT \n \n \n \n \n\n Events in this series October 6 @ 6:00 pm – 7:00 pm EDT October 8 @ 6:00 pm – 7:00 pm EDT \n \n There were errors with your submission. Please try again.\n \n \n\n\n \n\n \n\n \n \n\n \n \n \n \n\n Choose one:\n\n \n \n \n \n I will attend on Tuesday\, October 6th\n \n \n \n\n\n \n \n\n \n \n \n \n \n I will attend on Thursday\, October 8th\n \n \n \n\n\n \n \n\n \n \n \n \n\n \n \n\n First Name*\n \n \n \n\n\n\n Last Name*\n \n \n \n\n\n\n Email Address*\n \n \n \n\n\n\n Phone Number*\n \n \n \n\n \n \n\n \n Address\n \n \n If you are a human\, do not fill in this field \n \n \n\n \n Submit\n + Add Guest\n \n \n\n \n\n\n\n \n Already registered?\n Already registered? \n\n \n Use this tool to manage your registration. \n \n\n \n \n Enter your registered email address*\n \n \n \n \n \n \n \n \n \n \n \n\n\n\n\n\n\n\n\n\nThis event is provided for general educational and informational purposes and is not intended as individualized investment\, insurance\, legal\, or tax advice. Investing involves risk\, including the possible loss of principal. Past performance does not guarantee future results. Individual circumstances and results vary. Asset Guard does not provide legal or tax advice. Please consult qualified legal or tax professionals regarding your individual circumstances. Please read our privacy policy and terms of use for more information. URL:https://assetguardnc.com/event/retirement-market-confidence-261006-steakstreet/2026-10-06/ LOCATION:Steak Street\, 3915 Sedgebrook St\, High Point\, 27265 CATEGORIES:Educational Retirement Planning Events,Educational Seminar about Market Risk in Retirement,Retirement Planning Dinner Seminars in High Point NC ATTACH;FMTTYPE=image/png:https://assetguardnc.com/wp-content/uploads/2026/09/the-market-moves-2.png END:VEVENT BEGIN:VEVENT DTSTART;TZID=America/New_York:20261008T180000 DTEND;TZID=America/New_York:20261008T190000 DTSTAMP:20260925T190334Z CREATED:20260901T145700Z LAST-MODIFIED:20260925T190334Z UID:10000220-1791482400-1791486000@assetguardnc.com SUMMARY:Plan Beyond the Headlines DESCRIPTION:Free Retirement Dinner Seminar\n\n\n\nRetirement planning is about more than today’s market news.\n\n\n\nMarket changes are a normal part of investing. But when retirement is getting closer\, or withdrawals have already begun\, market ups and downs can raise concerns. This seminar is designed to help you better understand how market risk may affect retirement income\, withdrawals\, taxes\, and long-term planning. \n\n\n\n\n\n\n\n\n\n\n\nOctober 6 & 8 | 6:00 PMSteak Street | High Point*Complimentary Meal Included\, no obligation \n\n\n\n\n\n\nRESERVE MY SEAT + MEAL\n\n\n\n\n\n\nThis educational event is designed for adults age 50+ who are retired or approaching retirement and live in the Triad area. Spouses and retirement-age guests are welcome. \n\n\n\n\n\n\n\n\n\nWHO SHOULD ATTEND?\n\n\n\nThis event may be helpful if you: \n\n\n\n\nAre retired or approaching retirement\n\n\n\nHave money in an IRA or 401(k)\n\n\n\nWant to learn more about retirement income options\n\n\n\nWant to better understand the relationship between market risk and retirement income\n\n\n\n\n\n\nWHAT YOU’LL LEARN:\n\n\n\n\nWhy market losses can affect retirement differently once withdrawals begin\n\n\n\nWhat “sequence of returns risk” means in plain language\n\n\n\nWhy retirement income planning involves more than watching an account balance\n\n\n\nHow growth\, income\, liquidity\, insurance needs\, taxes\, and legacy planning may serve different purposes\n\n\n\nWhy Social Security and other income sources belong in the larger retirement conversation\n\n\n\nQuestions to consider when reviewing the level of investment risk in a retirement plan\n\n\n\nHow emotional decisions during volatile markets can affect long-term planning\n\n\n\nWhat you may want to review before the next period of market uncertainty\n\n\n\n\n\n\nEvent Schedule\n\n\n\n\n5:45p \n\n\n\nDoors open\, check in and order dinner. \n\n\n\n6:00p \n\n\n\nPresentation begins \n\n\n\n6:45p \n\n\n\n Q&A \n\n\n\n7:00p \n\n\n\nPresentation concludes \n\n\n\n\nA Market Prediction Isn’t A Retirement Plan\n\n\n\nNobody knows exactly what the market will do next. \n\n\n\nRetirement planning should not depend on guessing when the next downturn will happen\, how long it will last\, or what the market will do afterward. \n\n\n\nA thoughtful retirement plan considers more than investment performance. It may also need to account for income needs\, withdrawals\, access to money\, taxes\, Social Security\, insurance\, healthcare\, longevity\, and the amount of investment risk that makes sense for your circumstances. \n\n\n\nRetirement Changes the Conversation\n\n\n\nWhile you’re working and saving\, market declines may mean continuing to contribute and waiting for markets to recover. \n\n\n\nRetirement can be different. \n\n\n\nOnce withdrawals begin\, the timing of market returns may become more important. A retirement plan may also need to support current income while keeping enough flexibility for future expenses and changing circumstances. \n\n\n\nThat doesn’t automatically mean getting out of the market. It doesn’t mean moving everything into one type of product either. \n\n\n\nIt means understanding what each part of your retirement plan is intended to do and how the pieces may work together. \n\n\n\nYour Retirement Plan Has More Than One Job\n\n\n\nGrowth matters\, but it isn’t the only consideration in retirement. \n\n\n\nYour plan may also need to address where income will come from\, how accessible your money needs to be\, how much investment risk you’re comfortable taking\, how withdrawals may affect taxes\, when Social Security may fit into the picture\, and how insurance or legacy goals fit with everything else. \n\n\n\n\n\nPRESENTER\n\n\n\nMike Carpenter\, Sr.\n\n\n\nMike Carpenter is the Owner and CEO of Asset Guard\, Inc. With over 35 years of experience helping individuals and families prepare for retirement\, Mike focuses on making complex financial topics easier to understand. His educational presentations are designed to help retirees and pre-retirees ask better questions\, understand their options\, and make more informed decisions about their financial future. \n\n\n\n\n\n\n\n\n\n\n\nReserve Your Complimentary Seat\n\n\n\nSeating and meals are limited. \n\n\n\n\n Plan Beyond the HeadlinesOctober 6 @ 6:00 pm – 7:00 pm EDT \n \n \n \n \n\n Events in this series October 6 @ 6:00 pm – 7:00 pm EDT October 8 @ 6:00 pm – 7:00 pm EDT \n \n There were errors with your submission. Please try again.\n \n \n\n\n \n\n \n\n \n \n\n \n \n \n \n\n Choose one:\n\n \n \n \n \n I will attend on Tuesday\, October 6th\n \n \n \n\n\n \n \n\n \n \n \n \n \n I will attend on Thursday\, October 8th\n \n \n \n\n\n \n \n\n \n \n \n \n\n \n \n\n First Name*\n \n \n \n\n\n\n Last Name*\n \n \n \n\n\n\n Email Address*\n \n \n \n\n\n\n Phone Number*\n \n \n \n\n \n \n\n \n Address\n \n \n If you are a human\, do not fill in this field \n \n \n\n \n Submit\n + Add Guest\n \n \n\n \n\n\n\n \n Already registered?\n Already registered? \n\n \n Use this tool to manage your registration. \n \n\n \n \n Enter your registered email address*\n \n \n \n \n \n \n \n \n \n \n \n\n\n\n\n\n\n\n\n\nThis event is provided for general educational and informational purposes and is not intended as individualized investment\, insurance\, legal\, or tax advice. Investing involves risk\, including the possible loss of principal. Past performance does not guarantee future results. Individual circumstances and results vary. Asset Guard does not provide legal or tax advice. Please consult qualified legal or tax professionals regarding your individual circumstances. Please read our privacy policy and terms of use for more information. URL:https://assetguardnc.com/event/retirement-market-confidence-261006-steakstreet/2026-10-08/ LOCATION:Steak Street\, 3915 Sedgebrook St\, High Point\, 27265 CATEGORIES:Educational Retirement Planning Events,Educational Seminar about Market Risk in Retirement,Retirement Planning Dinner Seminars in High Point NC ATTACH;FMTTYPE=image/png:https://assetguardnc.com/wp-content/uploads/2026/09/the-market-moves-2.png END:VEVENT END:VCALENDAR