Little Richards Lunch Seminar – Annuities: Good, Bad, or Misunderstood?

Seating and lunch are limited, so advance registration is required.

Just click the red button above to register now!

What You’ll Learn

During this educational event, we will explain annuities in simple terms and look at how different types work. We will also discuss common features, possible benefits, limitations, costs, and contract rules. The goal is to help you better understand what to look for when deciding whether an annuity may fit your retirement goals.

Please note: This in-person event is intended for adults age 50 and older who live in or near the Triad area of North Carolina and are planning for retirement or are already in retirement. Please do not bring children under the age of 40. Feel free to bring a guest!

You’ll learn about:

• The basic types of annuities and how they differ
  Learn what an annuity is, how it works, and why different annuity contracts can provide very different features and benefits.
• How annuities may be used to create retirement income
  See how certain annuities can provide income during retirement and why income options can vary based on the contract, age, withdrawals, and other factors.
• The difference between fixed, fixed indexed, and variable annuities
  Understand how each type works, including how interest or growth may be calculated and how market exposure can differ between the three.
• How surrender periods, fees, withdrawals, and other contract terms work
  Learn why it is important to understand how long a surrender period lasts, when charges may apply, how much money you may be able to withdraw, and what other contract rules could affect your money.
• The potential benefits and limitations of an annuity
  Explore features that may be useful during retirement, while also understanding that annuities can have restrictions, costs, and limits that should be considered before making a decision.
• Important questions to ask before purchasing or replacing an annuity
  Learn what to ask about income features, surrender charges, fees, access to your money, beneficiaries, and other important contract details before moving forward.

Also Covered, As Time Allows

We may also discuss beneficiary options, income riders, tax-deferred growth, required minimum distributions, and how an annuity may fit alongside other retirement assets. These topics can help you understand how an annuity may work as one part of a broader retirement strategy.

Just click the red button above to register now!

This event is provided for general educational purposes only and is not intended as individualized financial, investment, tax, or legal advice. Annuity guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company. Product availability, features, fees, limitations, and suitability vary.